Let me ask you something,

How many of us go through life thinking, “that could never happen to me”? Whether it’s health scares, accidents or a sudden diagnosis, the reality is, life’s curveballs are rarely predictable.

I want to share a story with you—one that drives home why being prepared isn’t solely about peace of mind; it’s about survival and recovery.

When the unthinkable happened

One of our clients was in the prime of his life. He was healthy, active and successful. Then, out of nowhere, he received a diagnosis that would change everything—bowel cancer. The news was devastating. Doctors were clear: he had less than two years to live without urgent surgery.

Our client’s world was turned upside down. Like so many others, he hadn’t thought much about insurance until it mattered most. As we sifted through his finances and paperwork, we found a silver lining—a long-forgotten trauma insurance policy.

That policy became his lifeline.

With $100,000 in coverage, our client could afford a life-saving surgery overseas—one that wasn’t available in Australia. The procedure gave him precious extra years with his two young sons. More importantly, it gave him hope when everything felt lost. This is what trauma insurance is for: stepping in when life throws the unimaginable your way.

What is trauma insurance?

Trauma insurance provides a lump sum payout when you’re diagnosed with a critical illness like cancer, a heart attack or a stroke. That money can cover medical bills, lost income or simply help you focus on recovery without financial stress.

For our client, it was the difference between being helpless and fighting back. But here’s the thing: trauma insurance isn’t just for the worst-case scenarios. It’s for the people who want to protect their futures and their families, no matter what.

Are you ready?

Take a moment to reflect: If something unexpected happened to you tomorrow, would you be financially prepared? Would your family have the resources they need to support you?

At Avanti Financial, we specialise in guiding clients through this process. Do you know anyone like our client? Then, let’s make sure their future is secure.